*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#17202b;line-height:1.55}a{text-decoration:none;color:inherit}.container{width:min(1120px,calc(100% - 40px));margin:auto}:root{--navy:#081629;--blue:#149bd7;--text:#17202b;--muted:#687481;--line:#dfe6ec}
.topbar{background:var(--navy);color:#dce6f1;font-size:12px}.topbar-inner{min-height:30px;display:flex;justify-content:space-between;align-items:center}
.nav{background:#fff;border-bottom:1px solid var(--line)}.nav-inner{min-height:68px;display:flex;align-items:center;gap:30px}.brand{color:#0d56a5;font-weight:800;line-height:1}.brand span{display:block;color:#788694;font-size:9px;letter-spacing:1.5px;margin-top:5px}.navlinks{display:flex;gap:24px;margin-left:auto;font-size:13px}.navcta,.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--blue);color:#fff;border-radius:6px;padding:11px 18px;font-weight:700;font-size:13px}.btn.secondary{background:#fff;color:var(--navy);border:1px solid #cbd5df}
.hero{background:linear-gradient(135deg,#f7fafc,#eef4f8);padding:42px 0 34px;border-bottom:1px solid var(--line)}.crumbs{color:#7b8792;font-size:11px;margin-bottom:28px}.crumbs a{color:#52718b}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:54px;align-items:center}.eyebrow,.section-kicker{color:#087cae;font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:1.8px;margin-bottom:8px}h1{color:var(--navy);font-size:clamp(34px,4.2vw,52px);line-height:1.04;letter-spacing:-1.5px;margin:0 0 16px}.hero p{color:#53616d;max-width:650px;font-size:15px;margin:0 0 20px}.hero-actions{display:flex;gap:10px;flex-wrap:wrap}.hero-note{color:#6d7882;font-size:11px;margin-top:12px}.image-frame{border-radius:12px;overflow:hidden;background:var(--navy)}.image-frame img{width:100%;display:block;aspect-ratio:4/3;object-fit:cover}.image-placeholder{min-height:260px;display:flex;align-items:center;justify-content:center;padding:30px;color:#aebccc;text-align:center;background:var(--navy);font-size:12px}
.stats{border-bottom:1px solid var(--line)}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr)}.stat{padding:20px 16px;text-align:center;border-right:1px solid var(--line)}.stat:last-child{border:0}.stat strong{display:block;color:var(--navy);font-size:18px}.stat span{display:block;color:#7b8791;font-size:10px;margin-top:3px}
section{padding:58px 0}section.dark{background:var(--navy);color:#fff}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px}.section-head h2{color:var(--navy);font-size:30px;line-height:1.15;margin:0 0 12px}.dark .section-head h2{color:#fff}.section-head p{color:var(--muted);font-size:13px;margin:0 0 12px}.dark .section-head p{color:#b8c5d2}
.checklist{display:grid;gap:8px}.check{background:#f6f8fa;border:1px solid #e3e8ed;border-radius:7px;padding:12px 14px;font-weight:700;font-size:12px}.check small{display:block;color:#74808a;font-weight:400;font-size:10px;margin-top:2px}
.table-wrap{overflow:auto;border-radius:8px;border:1px solid #dce5ed;margin-top:22px}table{width:100%;border-collapse:collapse;background:#fff;color:var(--text);font-size:12px}th,td{padding:11px 14px;border-bottom:1px solid #e3e8ed;text-align:left}th{background:#eaf4fa;color:#27435a;font-size:10px;text-transform:uppercase;letter-spacing:.8px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:22px}.card{border:1px solid var(--line);border-radius:8px;padding:18px;background:#fff}.dark .card{background:#10233d;border-color:#223b58}.num{color:#0c9bd0;font-size:10px;font-weight:800;margin-bottom:10px}.card h3{margin:0 0 5px;color:var(--navy);font-size:14px}.dark .card h3{color:#fff}.card p{margin:0;color:var(--muted);font-size:11px}.dark .card p{color:#aebdca}
.link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:20px}.link-card{border:1px solid var(--line);border-radius:7px;padding:13px 14px;font-size:11px;font-weight:700;display:flex;justify-content:space-between}
.faq{border-top:1px solid var(--line);margin-top:20px}.faq details{border-bottom:1px solid var(--line);padding:14px 0}.faq summary{cursor:pointer;font-size:12px;font-weight:700;color:var(--navy)}.faq p{color:var(--muted);font-size:11px;margin:8px 0 0}
.quote{background:linear-gradient(135deg,#10283d,#173c50);color:#fff}.quote-box{display:grid;grid-template-columns:1.35fr .65fr;gap:40px;align-items:center}.quote h2{color:#fff;font-size:31px;line-height:1.12;margin:0 0 10px}.quote p{color:#c2d0da;font-size:12px}.quote-list{padding:0;margin:16px 0 0;list-style:none;font-size:11px;color:#dce7ed}.quote-list li{margin:5px 0}.quote-list li:before{content:"✓";color:#ffb45b;margin-right:8px}.quote-card{background:#fff;color:var(--text);border-radius:10px;padding:22px}.quote-card h3{margin:0 0 4px;font-size:16px;color:var(--navy)}.contact-row{display:flex;gap:12px;flex-wrap:wrap}.contact-row a{font-size:11px;font-weight:700;color:#0c5f91}
.footer{background:#0b4da0;color:#fff;padding:42px 0 0}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}.footer p,.footer a{color:#d0e0f0;font-size:11px}.footer a{display:block;margin:6px 0}.footer-bottom{margin-top:35px;padding:14px 0;border-top:1px solid rgba(255,255,255,.15);display:flex;justify-content:space-between;font-size:10px}
@media(max-width:850px){.navlinks{display:none}.hero-grid,.split,.quote-box{grid-template-columns:1fr}.cards,.link-grid{grid-template-columns:1fr 1fr}.stats-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.container{width:calc(100% - 28px)}.topbar-inner{padding:7px 0;flex-direction:column;align-items:flex-start}.nav-inner{min-height:60px}.navcta{margin-left:auto}.cards,.link-grid,.stats-grid,.footer-grid{grid-template-columns:1fr}.hero{padding-top:28px}h1{font-size:36px}}